The City of Prescott and the Federal Emergency Management Agency (FEMA) have completed a comprehensive Physical Map Revision (PMR) of the flood hazard area along the creeks within and surrounding the City of Prescott. It also includes some unincorporated portions of Yavapai County. These detailed maps will help property owners better understand their current flood risk and help them make more informed decisions about how to protect family and property in the event of a flood. The new FIRMs will be effective in the fall of 2016, and at that time, if you have a loan, your mortgage lender will be informed of your property’s new flood zone status. If you carry a mortgage from a federally regulated or insured lender, you will be required to purchase flood insurance. Please keep in mind that, if you do not purchase the insurance within 45 days after being informed by your lender that flood insurance is required, your lender is required to obtain insurance and charge you for the amount, which could be more costly Although the Yavapai County Flood Control District (YCFCD) is not an insurance provider, we want to help you understand your flood insurance options. As the owner of a newly mapped property, you may qualify for a lower-cost rating option through the federally-supported National Flood Insurance Program (NFIP) and purchasing a policy before the maps become effective will not only provide you financial protection but also may extend your savings. Contact your insurance agent to find out what option works best for you. We invite you to learn more about the PMR process and better understand your change in flood risk and options. A public comment period on the PMR is underway until December 30, 2015, to help ensure property owners and others have the opportunity to become informed and provide input. You are invited to speak one-on-one with YCFCD, the City of Prescott, and insurance specialists about your property at either of the open house meetings below:
- Gardens at Willow Creek: 1171 Lilac Way, Thursday, November 5, 4-7 p.m.
- Rowle P. Simmons Community Center: 1280 East Rosser Street, Wednesday, November 18, 4-7 p.m.
You can view your property and the new preliminary maps at the District website, www.yavapai.us/ycflood. Navigate to the “Search Your Property ” page, via the link in the upper right-hand corner of the page, and enter your parcel number or address. You may also select the projects tab at the top of the website page to learn more about the study. For more information about flood insurance, contact your insurance agent or visit or the FEMA Flood Insurance Site for Consumers at www.floodsmart.gov , or call the FEMA Flood Insurance Call Center at (800) 427-4661.